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A3861/S2806 - "Louisa Carman Medical Debt Relief Act"

May 24, 2024

A3861, sponsored by sponsored by Assemblypersons Reynolds-Jackson (Hunterdon and Mercer), DeAngelo (Mercer and Middlesex), Verrelli (Hunterdon and Mercer), and Conaway (Burlington), “Louisa Carman Medical Debt Relief Act.” VIEW

Identical Legislation: S2806, sponsored by Senators Turner (Hunterdon and Mercer) and Ruiz (Essex and Hudson), “Louisa Carman Medical Debt Relief Act.” VIEW.

NJDA Statement: This legislation involves medical debt incurred by patients. If passed, this law would severely limit a medical creditor or medical debt collectors’ ability to collect payment from debt incurred by a patient. The NJDA emphasized to legislators that we understand and appreciate the intent of this legislation, but that it should not apply to dentistry, given dentistry is different in that it is highly predictable and rarely catastrophic.

Further, under the new state law, linked HERE, dentists are required to obtain a written informed consent form from all patients prior to treatment. This consent form includes the treatment plan, estimated costs, and suitable alternatives, making this proposed legislation an unnecessary barrier to payment collection for treatment that is pre-agreed to with transparency between the patient and dentist.

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